How to find a place to live

English kujTsis English

Are you looking a place to live? Housing in the USA is often expensive. Tej zaum nws yuav nyuaj mus nrhiav ib tug zoo qhov chaw nyob rau hauv ib tug muaj kev ruaj ntseg zej zog. Tej zaum koj kuj yuav tsis meej pem los ntawm yuav ua li cas nrhiav tau ib qho chaw nyob. This page provides important information about paying bills, nyob ze cov neeg nyob ze, thiab cov tsev cov tswv cuab.

Are you looking a place to live? Housing in the USA is often expensive. It may be hard to find a nice place to live in a safe neighborhood. You may also be confused by how to find a place to live. This page provides important information about paying bills, living near neighbors, and home ownership.

zoo siab txais tos cov neeg tawg rog

welcoming refugees

Koj lub tsev yog ib qho chaw tseem ceeb. Muaj ib tug hais tias nyob rau hauv lub tebchaws United States: “Lub tsev yog qhov uas lub siab.” Qhov no txhais tau tias peb lub cev nqaij tsev - qhov chaw peb nyob - symbolize cov neeg thiab tej yam uas peb hlub. Muaj ntau cov neeg tawg rog yuav muaj nuj nqis nyob rau hauv lawv cov tshiab lub vaj lub tsev. Muaj ib tug muaj kev ruaj ntseg, qhov chaw zoo nyob yuav pab ua kom lub tebchaws United States xav tias zoo li lub tsev. Thoj nam tawg rog lub tsev kawm ntawv nyias muaj nyias tsev neeg, tab sis muaj ntau ntau hom tsev rau xaiv los ntawm.

Your home is an important place. There is a saying in the United States: “Home is where the heart is.” This means our physical homes – the places we live – symbolize the people and things we love. Many refugees take pride in their new homes. Having a safe, comfortable place to live will help make the United States feel like home. Refugee housing needs are different for each family, but there are many different types of homes to choose from.

Hom tsev

Types of housing

Renting a place to live

Renting a place to live

Tsev nyob rau hauv lub tebchaws United States yuav ua tau qhov (ib tug self-muaj ib feem ntawm ib tug loj tsev) or a single house. Yuav kom koj xauj ib lub tsev, koj yuav tsum tau them ib tug nqi txhua lub hlis mus rau tus tswv. Koj yuav tau kos npe rau daim ntawv xauj tsev, uas yog ib qho kev pom zoo uas hais tias koj yuav tau them koj cov nqi xauj tsev thiab lwm yam nqi txhua lub hlis.

Homes in the United States can be apartments (a self-contained part of a larger building) or a single house. To you rent a home, you must pay an amount every month to the owner. You will sign a lease, which is an agreement that says you will pay your rent and other bills each month.

Sharing a house or apartment

Sharing a house or apartment

Sib tsev nyob txhais tau tias koj xauj ib lub tsev los yog hauv ib chav tsev nrog dab tsi Americans hu roommates - lwm tus neeg nyob rau hauv tib lub tsev los yog chav tsev nrog koj thiab koj tsev neeg. Nws yog feem ntau pheej yig dua tshaj cas koj tus kheej qhov chaw vim hais tias koj tau phua cov nqi ntawm cov nqi xauj tsev thiab nqi khoom siv (hluav taws xob, cua kub thiab lwm yam). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

Shared housing means you rent a house or an apartment with what Americans call roommates – other people living in the same house or apartment with you and your family. It is often cheaper than renting your own place because you can split the cost of the rent and utilities (electricity, heating etc). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

Owning ib lub tsev

Owning a home

Yuav ib lub tsev nyob rau hauv lub tebchaws United States yog kim. Thaum twg koj yuav ib lub tsev, koj nquag yuav tsum muaj rua cov nyiaj them rau ib tug cia kev them nyiaj (ib tug feem pua ​​ntawm tag nrho cov nqi ntawm lub tsev), thiab ces koj feem ntau qiv nyiaj los them rau tus so ntawm lub tsev. Txhua lub hlis koj yuav tau them koj nqi tsev them nqi rau lub tsev txhab nyiaj rau cov nyiaj uas koj qiv. Thaum twg koj yuav ib lub tsev, koj kuj muaj lwm yam nuj nqis, xws li kev tuav pov hwm, se thiab cov tsev kho.

Buying a home in the United States is expensive. When you buy a home, you normally need to have saved money to pay for a down payment (a percentage of the total cost of the house), and then you often borrow money to pay for the rest of the house. Each month you pay your mortgage payment to the bank for the money you borrowed. When you buy a home, you also have other expenses, including insurance, taxes and home repair.

Looking for a place to rent

Looking for a place to rent

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Affordable housing

Affordable housing

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies thiab counseling agencies nyob rau hauv koj cheeb tsam.

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies and counseling agencies in your area.

You can also search for a local organization in your community in FindHello. Xaiv tau koj cov lus, then choose your city. Then select “Housing & Food.If there is nothing listed for your community, search on the internet. hom “affordable housing in [name of your city].”

You can also search for a local organization in your community in FindHello. Choose your language, then choose your city. Then select “Housing & Food.” If there is nothing listed for your community, search on the internet. Type “affordable housing in [name of your city].”

Private rentals

Private rentals

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. lub website Craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. The website Craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

Cas thiab txoj cai

Renting and rights

Yog hais tias koj yog cas ib lub tsev, koj muaj ob peb txoj cai. Koj muaj txoj cai nyob rau hauv ib lub qhov chaw uas dawb huv, muaj tsis muaj kab, thiab muaj kub thiab dej. Nyob rau hauv lub tebchaws United States, muaj ib txoj kev cai hais tias ib tug tswv tsev yuav tsis ciav-cais koj. Qhov no txhais tau tias ib tug tswv tsev yuav tsis tau hais tias tsis muaj rau koj qev los daim ntawv thov vim hais tias ntawm koj haiv neeg, haiv neeg, los yog kev ntseeg. Tseem muaj tej cai nyob rau hauv txawv xeev txog yuav ua li cas muaj coob tus neeg yuav nyob rau hauv koj lub tsev thiab ua li cas koj tus tswv tsev yuav tsum muab rau koj. Hud.gov is an educational website about housing. You can learn about housing discrimination thiab tenant rights in your state.

If you are renting a home, you have several rights. You have the right to live in a place that is clean, has no bugs, and has heat and water. In the United States, there is a law that a landlord cannot discriminate against you. This means a landlord cannot say no to your rental application because of your race, ethnicity, or religion. There are also specific laws in different states about how many people can live in your apartment and what your landlord must provide for you. Hud.gov is an educational website about housing. You can learn about housing discrimination and tenant rights in your state.

Kos npe rau daim ntawv xauj tsev

Signing a lease

A lease is a written document that you sign when you rent a place to live. Lub daim ntawv xauj tsev yog ib qho kev pom zoo ntawm koj thiab tus tswv tsev, tus tswv ntawm lub qev los tsev. Nyob rau hauv daim ntawv xauj tsev, koj pom zoo los them koj cov nqi xauj tsev thiab cov nuj nqis rau lub sij hawm txhua lub hli thiab tus tswv tsev pom zoo rau muab kev nyab xeeb thiab tsis muaj kab mob (huv uas tsis muaj kab) koj qev los tsev.

A lease is a written document that you sign when you rent a place to live. The lease is an agreement between you and the landlord, the owner of the rental unit. In the lease, you agree to pay your rent and bills on time each month and the landlord agrees to provide a safe and sanitary (clean with no bugs) rental unit.

Before you sign

Before you sign

Ua ntej koj kos npe rau koj daim ntawv xauj tsev, kom paub tseeb tias mus saib cov koj qev los tsev nrog tus tswv tsev. Yog hais tias muaj ntau yam tawg, los yog hais tias qhov chaw yog qias neeg, nug tus tswv tsev sau hais tias cia nyob rau daim ntawv xauj tsev. Hais tias txoj kev uas koj yuav muaj pov thawj tom qab uas koj tsis tau tawg txhua yam los yog ua rau nws qias neeg.

Before you sign your lease, make sure to look at the rental unit with the landlord. If there are things broken, or if the place is dirty, ask the landlord to write that down on the lease. That way you will have evidence later that you did not break anything or make it dirty.

Paying security deposits

Paying security deposits

Thaum koj xub tsiv mus nyob rau hauv, tej zaum koj yuav tau them ib tug ruaj ntseg deposit. Qhov nyiaj no yog khaws cia los ntawm tus tswv tsev kom txog rau thaum koj tsiv tawm nyob rau hauv cov ntaub ntawv koj tsis them koj cov nqi xauj tsev los yog hais tias koj ua tus xauj tsev unit heev qias neeg thiab lawv tau them mus muaj nws ntxuav. Yog hais tias koj them koj cov nqi xauj tsev thiab ntxuav lub chav tsev thaum uas koj tawm, ces koj yuav tsum tau txais koj deposit nyiaj rov qab mus rau koj. Ib txhia tso kev xauj kom koj yuav tsum ntxuav koj cov ntaub pua tsev nyob rau hauv thiaj li yuav tau txais koj cov nyiaj rov qab. Be sure to check if the carpet in your apartment was cleaned when you moved in. Yog hais tias nws twb tsis ntxuav, nug rau tus tswv tsev muab tso rau hauv sau ntawv hais tias koj tsis tas yuav ntxuav cov ntaub pua plag. Yog hais tias koj tsis muaj mus ntxuav cov ntaub pua plag, koj yuav xauj ib lub tshuab rau ib tug uas tsis muaj nqi es tsis txhob muaj them ib lub tuam txhab muaj ib tug ntau ntawm cov nyiaj mus ntxuav cov ntaub pua plag.

When you first move in, you may have to pay a security deposit. This money is kept by the landlord until you move out in case you do not pay your rent or if you make the rental unit very dirty and they have to pay to have it cleaned. If you pay your rent and clean the apartment when you move out, then you should get your deposit money returned to you. Some leases require you to clean your carpet in order to get your deposit back. Be sure to check if the carpet in your apartment was cleaned when you moved in. If it was not cleaned, ask for the landlord to put in writing that you do not have to clean the carpet. If you do have to clean the carpet, you can rent a machine for a low price instead of having to pay a company a lot of money to clean the carpet.

Length of lease

Length of lease

Tso kev xauj kos npe rau ib tug tej yam muaj pes tsawg tus ntawm lub hlis. Feem ntau cov tso kev xauj yog rau rau lub hlis los yog ib xyoos. Tej zaum koj kuj yuav tau kos npe rau ib lub hlis-rau-lub hli daim ntawv xauj tsev. Qhov no txhais tau tias koj yuav tsiv mus nyob tej lub sij hawm uas koj xav tau. Txawm li cas los, koj puas tseem nquag muaj qhia rau tus tswv tsev ib lub hlis nyob rau hauv ua ntej tias koj yuav tsiv mus nyob thiab koj yuav tsum them nqi xauj tsev los ntawm lub kawg ntawm koj daim ntawv cog lus.

Leases are signed for a certain number of months. Most leases are for six months or for one year. You might also be able to sign a month-to-month lease. This means you can move out any time you want. However, you would still normally have to tell the landlord a month in advance that you will move and you must pay rent through the end of your agreement.

Notice requirements

Notice requirements

Feem ntau cov tso kev xauj yuav kom koj yuav tsum muab ib tug tej yam muaj pes tsawg tus hnub’ daim ntawv ceeb toom ua ntej koj tsiv tawm. Yog hais tias koj yeej yuav tau mus txav tawm ntawm koj qev los, nco ntsoov xyuas koj daim ntawv xauj tsev saib yuav ua li cas tau ntau hnub ua ntej ntawm lub sij hawm koj yuav tau qhia rau koj tus tswv tsev koj yuav tsum tau tsiv.

Most leases will require you to give a certain number of days’ notice before you move out. If you are going to move out of your rental, be sure to check your lease to see how many days ahead of time you need to tell your landlord you will be moving.

Mail thiab cov nqi kho mob

Mail and bills

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

Cia ntiav

Rent

Cia ntiav yog feem ntau vim nyob rau thawj hnub ntawm lub hlis los yog nyob rau hauv lub hnub ntawm lub hlis uas koj xub tsiv nyob rau hauv. Sim mus yeej ib txwm them koj cov nqi xauj tsev siv ib daim tshev, es tsis txhob ntawm cov nyiaj ntsuab. Yuav nug rau ib tug tau txais daim ntawv kom koj muaj pov thawj tias koj them.

Rent is normally due on the first of the month or on the day of the month that you first moved in. Try to always pay your rent using a check, instead of cash. Always ask for a receipt so that you have proof that you paid.

mail

Mail

Nug koj tus tswv tsev qhov twg koj lub mailbox yog nyob thiab nco ntsoov mus xyuas koj cov ntawv tsis tu ncua. You will need to fill out a form at the post office if you move. Thaum koj sau nws tawm, koj cov ntawv yuav muab xa mus rau koj nyob ntawm koj qhov chaw nyob tshiab.

Ask your landlord where your mailbox is located and be sure to check your mail regularly. You will need to fill out a form at the post office if you move. When you fill it out, your mail will be sent to you at your new address.

Utilities

Utilities

Feem ntau, koj yuav tau them rau koj cov nqi vaj tse nrog rau koj cov hluav taws xob, natural gas lossis roj, dej, TV / internet, xov tooj, thoob khib nyiab, phwj, thiab lwm yam. Tej zaum, ib co los yog tag nrho hlauv taws xob yog muaj nyob rau hauv koj lub nqi tsev, tab sis feem ntau ntawm cov sij hawm uas koj yuav tau them lawv nyias. Koj yuav txuag tau nyiaj rau koj hlauv taws xob los ntawm ua kom koj cov tshav kub tsawg tsawg thiab hnav ris-tsho sov nyob rau hauv lub tsev, thiab los ntawm kev xa tawm teeb thiab unplugging hluav taws xob thaum lawv tsis yuav tsum tau.

Usually, you will have to pay for your utilities including your electricity, natural gas or oil, water, TV/internet, telephone, trash, sewer, etc. Sometimes, some or all utilities are included in your rent, but most of the time you have to pay them separately. You can save money on your utilities by keeping your heat low and wearing warm clothes in the house, and by turning off lights and unplugging electronic devices when they are not needed.

Yuav ib lub tsev

Buying a house

Yuav ib lub tsev yog tej zaum qhov loj tshaj plaws purchase koj yuav puas tau ua. Muaj ntau ntau cov kev cai lij choj teeb meem rau koj, lub bank, thiab rau cov neeg muag lub tsev. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

Buying a house is probably the largest purchase you will ever make. There are lots of legal issues for you, the bank, and for the person selling the home. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

You can look to find homebuying programs to help you buy a home in your city or state.

You can look to find homebuying programs to help you buy a home in your city or state.

Smartasset.com has good tools to help you decide to rent or buy a house. Nws yuav pab qhia koj tias koj yuav them taus los yuav ib lub tsev.

Smartasset.com has good tools to help you decide to rent or buy a house. It can help you learn if you can afford to buy a house.

cov neeg nyob ze

Neighbors

Nws yeej tseem ceeb rau muaj ib tug zoo kev sib raug zoo nrog cov neeg nyob ze, peb txog qhov twg koj nyob. Tab sis qhov no kev sib raug zoo tej zaum yuav txawv dua li nyob rau hauv koj lub tsev lub teb chaws. Piv txwv li, nyob rau hauv koj lub teb chaws, tej zaum koj yuav mus ntsib koj tus neeg nyob ze ntawm txhua lub sij hawm ntawm ib hnub. In the USA, cov neeg feem ntau hu ua ntej lawv mus ntsib ib tug phooj ywg los yog tus neeg nyob ze. Koj yuav tsum tau sim kom tau muaj kev sib fwm ntawm cov neeg nyob ze. Muaj ntau Americans xav seb lawv cuab yeej raws li ntiag tug. Lawv yuav tsis nyiam nws, yog hais tias koj taug kev nyob rau hauv lawv cov mev los yog chaw ua si nyob rau hauv pem hauv ntej ntawm lawv lub tsev.

It is always important to have a good relationship with your neighbors, wherever you live. But this relationship might be different than in your home country. For example, in your country, you might visit your neighbor at any time of day. In the USA, people often call before they visit a friend or neighbor. You should also try to be respectful of your neighbors. Many Americans think of their property as private property. They might not like it if you walk in their yard or park in front of their house.

Koj yuav tsum tau yuav tsum paub ntau npaum li cas cov suab nrov koj ua. Sim yuav nyob ntsiag to ntawm 8 p.m. thiab 8 a.m., the usual time of rest in the USA.

You should also be aware of how much noise you are making. Try to be quiet between 8 p.m. and 8 a.m., the usual time of rest in the USA.

Yog hais tias koj muaj ib tug kev sib raug zoo nrog cov neeg nyob ze, qhov no yuav ua zoo rau koj tsev neeg. Thaum tshiab cov neeg nyob ze txav nyob rau hauv, koj yuav ua kom paub koj tus kheej thiab coj lawv noj ib pluag mov los yog phaj ntawm khoom.

If you develop a good relationship with your neighbors, this can be good for your family. When new neighbors move in, you can introduce yourself and bring them a meal or plate of treats.

Yog hais tias koj muaj ib qho teeb meem nrog ib tug neeg nyob ze koj, sim los tham rau lawv thiab piav qhia txog qhov teeb meem no. Piv txwv li, Yog hais tias ib tug neeg yog ua nrov nrov thaum hmo ntuj, thov kom lawv nicely yog hais tias lawv yuav ua tau quieter vim hais tias koj cov me nyuam pw tsaug zog. Yog hais tias koj xav tau kev pab koj yuav qhia tau rau koj tus tswv tsev txog qhov teeb meem thiab hais kom lawv tham rau koj tus neeg nyob ze.

If you are having a problem with one of your neighbors, try to talk to them and explain the situation. For example, if someone is being loud at night, ask them nicely if they can be quieter because your children are sleeping. If you need more help you can tell your landlord about the problem and ask them to talk to your neighbor.

Xav paub ntau ntxiv

Learn more

Puas nplooj ntawv no pab tau koj? Nyuj nyav ntsej muag Yog frown lub ntsej muag Tsis
Ua tsaug rau koj cov tswv yim!