How to find a place to live

ພາສາອັງກິດຍັງNo ອັງກິດ

Are you looking a place to live? Housing in the USA is often expensive. ມັນອາດຈະເປັນການຍາກທີ່ຈະຊອກຫາສະຖານທີ່ງາມທີ່ຈະດໍາລົງຊີວິດຢູ່ໃນພື້ນທີ່ໃກ້ຄຽງຄວາມປອດໄພ. ນອກນັ້ນທ່ານຍັງອາດຈະໄດ້ຮັບການສັບສົນໂດຍວິທີການເພື່ອຊອກຫາທີ່ພັກອາໄສ. This page provides important information about paying bills, ດໍາລົງຊີວິດຢູ່ໃກ້ກັບປະເທດເພື່ອນບ້ານ, ແລະຄວາມເປັນເຈົ້າຂອງເຮືອນ.

Are you looking a place to live? Housing in the USA is often expensive. It may be hard to find a nice place to live in a safe neighborhood. You may also be confused by how to find a place to live. This page provides important information about paying bills, living near neighbors, and home ownership.

ຊາວອົບພະຍົບກ່າວຕ້ອນຮັບ

welcoming refugees

ເຮືອນຂອງທ່ານແມ່ນເປັນສະຖານທີ່ສໍາຄັນ. ມີຄໍາເວົ້າທີ່ວ່າໃນສະຫະລັດອາເມລິກາເປັນ: “ຫນ້າທໍາອິດແມ່ນບ່ອນທີ່ຫົວໃຈແມ່ນ.” ນີ້ຫມາຍຄວາມວ່າບ້ານທາງດ້ານຮ່າງກາຍຂອງພວກເຮົາ - ສະຖານທີ່ທີ່ພວກເຮົາດໍາລົງຊີວິດ - ເປັນສັນຍະລັກຂອງປະຊາຊົນແລະສິ່ງທີ່ພວກເຮົາຮັກ. ຊາວອົບພະຍົບຈໍານວນຫຼາຍໃຊ້ເວລາຄວາມພາກພູມໃຈໃນບ້ານຂອງເຂົາເຈົ້າ. ມີຕູ້ນິລະໄພ, ສະຖານທີ່ສະດວກສະບາຍທີ່ຈະດໍາລົງຊີວິດຈະຊ່ວຍເຮັດໃຫ້ສະຫະລັດອາເມລິກາມີຄວາມຮູ້ສຶກຄືກັບເຮືອນ. ຊາວອົບພະຍົບຕ້ອງການທີ່ຢູ່ອາໃສທີ່ແຕກຕ່າງກັນສໍາລັບແຕ່ລະຄົນໃນຄອບຄົວ, ແຕ່ບໍ່ມີປະເພດທີ່ແຕກຕ່າງກັນຈໍານວນຫຼາຍຂອງເຮືອນທີ່ຈະເລືອກເອົາຈາກ.

Your home is an important place. There is a saying in the United States: “Home is where the heart is.” This means our physical homes – the places we live – symbolize the people and things we love. Many refugees take pride in their new homes. Having a safe, comfortable place to live will help make the United States feel like home. Refugee housing needs are different for each family, but there are many different types of homes to choose from.

ປະເພດທີ່ຢູ່ອາໄສ

Types of housing

Renting a place to live

Renting a place to live

ເຮືອນໃນສະຫະລັດອາເມລິກາສາມາດຫ້ອງແຖວ (ເປັນສ່ວນຫນຶ່ງຂອງຕົນເອງ, ມີຂອງການກໍ່ສ້າງຂະຫນາດໃຫຍ່) or a single house. ທ່ານເຊົ່າເຮືອນເປັນ, ທ່ານຕ້ອງຈ່າຍຄ່າປະລິມານເປັນທຸກເດືອນເພື່ອເຈົ້າຂອງ. ທ່ານຈະເຂົ້າເຊົ່າໄດ້, ຊຶ່ງເປັນຂໍ້ຕົກລົງທີ່ບອກວ່າທ່ານຈະຈ່າຍຄ່າເຊົ່າແລະຄ່າອື່ນໆຂອງທ່ານໃນແຕ່ລະເດືອນ.

Homes in the United States can be apartments (a self-contained part of a larger building) or a single house. To you rent a home, you must pay an amount every month to the owner. You will sign a lease, which is an agreement that says you will pay your rent and other bills each month.

Sharing a house or apartment

Sharing a house or apartment

ທີ່ຢູ່ອາໄສທີ່ໃຊ້ຮ່ວມກັນຫມາຍຄວາມວ່າທ່ານເຊົ່າເຮືອນຫຼືອາພາດເມັນທີ່ມີສິ່ງທີ່ອາເມລິກາໂທ ຫ້ອງ - ປະຊາຊົນອື່ນໆທີ່ອາໃສຢູ່ໃນບ້ານດຽວກັນຫຼືອາພາດເມັນກັບທ່ານແລະຄອບຄົວຂອງທ່ານ. ມັນມັກຈະເປັນລາຄາຖືກກວ່າການໃຫ້ເຊົ່າສະຖານທີ່ຂອງທ່ານເອງເພາະວ່າທ່ານສາມາດແບ່ງປັນຄ່າໃຊ້ຈ່າຍຂອງຄ່າເຊົ່າແລະງົບປະມານຂອງການ (ໄຟຟ້າ, ແລະອື່ນໆຄວາມຮ້ອນ). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

Shared housing means you rent a house or an apartment with what Americans call roommates – other people living in the same house or apartment with you and your family. It is often cheaper than renting your own place because you can split the cost of the rent and utilities (electricity, heating etc). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

ເປັນເຈົ້າຂອງເຮືອນເປັນ

Owning a home

ຊື້ບ້ານໃນສະຫະລັດອາເມລິກາເປັນລາຄາແພງ. ໃນເວລາທີ່ທ່ານຊື້ເຮືອນທີ່, ປົກກະຕິແລ້ວຈໍາເປັນຕ້ອງມີເງິນບັນທຶກໄວ້ໃນຈ່າຍສໍາລັບການຊໍາລະເງິນລົງ (ອັດຕາສ່ວນຂອງຄ່າໃຊ້ຈ່າຍທັງຫມົດຂອງເຮືອນ), ແລະຫຼັງຈາກນັ້ນທ່ານມັກຍືມເງິນເພື່ອຈ່າຍຄ່າສໍາລັບສ່ວນທີ່ເຫຼືອຂອງເຮືອນ. ໃນແຕ່ລະເດືອນທ່ານຕ້ອງຈ່າຍຊໍາລະເງິນຈໍານອງຂອງທ່ານກັບທະນາຄານສໍາລັບເງິນທີ່ທ່ານຢືມ. ໃນເວລາທີ່ທ່ານຊື້ເຮືອນທີ່, ທ່ານຍັງມີຄ່າໃຊ້ຈ່າຍອື່ນໆ, ລວມທັງການປະກັນໄພ, ພາສີອາກອນແລະການສ້ອມແປງເຮືອນ.

Buying a home in the United States is expensive. When you buy a home, you normally need to have saved money to pay for a down payment (a percentage of the total cost of the house), and then you often borrow money to pay for the rest of the house. Each month you pay your mortgage payment to the bank for the money you borrowed. When you buy a home, you also have other expenses, including insurance, taxes and home repair.

Looking for a place to rent

Looking for a place to rent

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Affordable housing

Affordable housing

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies ແລະ counseling agencies ໃນບໍລິເວນຂອງທ່ານ.

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies and counseling agencies in your area.

You can also search for a local organization in your community in FindHello. ເລືອກພາສາຂອງທ່ານ, then choose your city. Then select “ທີ່ຢູ່ອາໃສ & Food.If there is nothing listed for your community, search on the internet. ປະເພດ “affordable housing in [name of your city].”

You can also search for a local organization in your community in FindHello. Choose your language, then choose your city. Then select “Housing & Food.” If there is nothing listed for your community, search on the internet. Type “affordable housing in [name of your city].”

Private rentals

Private rentals

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. ເວັບໄຊ Craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. The website Craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

ການໃຫ້ເຊົ່າແລະສິດທິ

Renting and rights

ຖ້າຫາກວ່າທ່ານກໍາລັງການໃຫ້ເຊົ່າເຮືອນເປັນ, ທ່ານມີສິດທິຫຼາຍ. ທ່ານມີສິດທີ່ຈະອາໄສຢູ່ໃນສະຖານທີ່ທີ່ສະອາດໄດ້, ບໍ່ມີຂໍ້ບົກພ່ອງ, ແລະມີຄວາມຮ້ອນແລະນ້ໍາ. ໃນ​ສະ​ຫະ​ລັດ, ມີກົດຫມາຍວ່າເຈົ້າຂອງເຮືອນເຊົ່າບໍ່ສາມາດຈໍາແນກຕ້ານກັບທ່ານ. ນີ້ຫມາຍຄວາມວ່າເຈົ້າຂອງເຮືອນເຊົ່າບໍ່ສາມາດເວົ້າວ່າບໍ່ມີຂອງທ່ານຄໍາຮ້ອງສະຫມັກບໍລິການເນື່ອງຈາກເຊື້ອຊາດຂອງທ່ານ, ຊົນເຜົ່າ, ຫຼືສາສະຫນາ. ກໍຍັງມີກົດຫມາຍສະເພາະໃດຫນຶ່ງໃນປະເທດທີ່ແຕກຕ່າງກັນກ່ຽວກັບວິທີຈໍານວນຫຼາຍປະຊາຊົນສາມາດດໍາລົງຊີວິດຢູ່ໃນອາພາດເມັນຂອງທ່ານແລະສິ່ງທີ່ເຈົ້າຂອງເຮືອນເຊົ່າຂອງທ່ານຈະຕ້ອງໃຫ້ສໍາລັບທ່ານ. Hud.gov is an educational website about housing. You can learn about housing discrimination ແລະ tenant rights in your state.

If you are renting a home, you have several rights. You have the right to live in a place that is clean, has no bugs, and has heat and water. In the United States, there is a law that a landlord cannot discriminate against you. This means a landlord cannot say no to your rental application because of your race, ethnicity, or religion. There are also specific laws in different states about how many people can live in your apartment and what your landlord must provide for you. Hud.gov is an educational website about housing. You can learn about housing discrimination and tenant rights in your state.

ເຊັນບົດບັນທຶກສັນຍາເຊົ່າ

Signing a lease

A lease is a written document that you sign when you rent a place to live. ສັນຍາເຊົ່າເປັນສັນຍາລະຫວ່າງທ່ານແລະເຈົ້າຂອງເຮືອນເຊົ່າ, ເຈົ້າຂອງຫ້ອງເຊົ່າ. ໃນສັນຍາເຊົ່າ, ທ່ານຕົກລົງເຫັນດີຈະຈ່າຍຄ່າເຊົ່າແລະຄ່າຂອງທ່ານກ່ຽວກັບທີ່ໃຊ້ເວລາໃນແຕ່ລະເດືອນແລະຜູ້ເປັນເຈົ້າຂອງຕົກລົງທີ່ຈະສະຫນອງຄວາມປອດໄພແລະສຸຂາພິບານ (ສະອາດທີ່ມີແມງໄມ້ທີ່ບໍ່ມີ) ເຊົ່າຫນ່ວຍ.

A lease is a written document that you sign when you rent a place to live. The lease is an agreement between you and the landlord, the owner of the rental unit. In the lease, you agree to pay your rent and bills on time each month and the landlord agrees to provide a safe and sanitary (clean with no bugs) rental unit.

Before you sign

Before you sign

ກ່ອນທີ່ທ່ານຈະເຂົ້າເຊົ່າຂອງທ່ານ, ເຮັດໃຫ້ແນ່ໃຈວ່າເພື່ອຊອກຫາຢູ່ໃນຫ້ອງເຊົ່າກັບຜູ້ເປັນເຈົ້າຂອງ. ຖ້າຫາກວ່າມີສິ່ງທີ່ແຕກ, ຫຼືຖ້າຫາກວ່າສະຖານທີ່ແມ່ນເປື້ອນ, ຮ້ອງຂໍໃຫ້ເຈົ້າຂອງບ້ານຂຽນທີ່ລົງໃນສັນຍາເຊົ່າ. ວິທີການທີ່ທ່ານຈະໄດ້ມີຫຼັກຖານຕໍ່ມາທີ່ທ່ານບໍ່ໄດ້ທໍາລາຍສິ່ງໃດແດ່ຫຼືເຮັດໃຫ້ມັນເປື້ອນ.

Before you sign your lease, make sure to look at the rental unit with the landlord. If there are things broken, or if the place is dirty, ask the landlord to write that down on the lease. That way you will have evidence later that you did not break anything or make it dirty.

Paying security deposits

Paying security deposits

ໃນເວລາທີ່ທ່ານຍ້າຍຄັ້ງທໍາອິດໃນ, ທ່ານອາດຈະຕ້ອງຈ່າຍເງິນຝາກຄວາມປອດໄພ. ເງິນນີ້ແມ່ນເກັບຮັກສາໄວ້ໂດຍເຈົ້າຂອງບ້ານຈົນກວ່າທ່ານຈະຍ້າຍອອກໃນກໍລະນີທີ່ທ່ານບໍ່ໄດ້ຈ່າຍຄ່າເຊົ່າຂອງທ່ານຫຼືຖ້າວ່າທ່ານເຮັດໃຫ້ຫນ່ວຍບໍລິການເຊົ່າເປື້ອນຫຼາຍແລະພວກເຂົາເຈົ້າຈໍາເປັນຕ້ອງຈ່າຍຄ່າທີ່ຈະມີມັນອະນາໄມ. ຖ້າຫາກວ່າທ່ານຈ່າຍຄ່າເຊົ່າຂອງທ່ານແລະອະນາໄມຫ້ອງການໃນເວລາທີ່ທ່ານຍ້າຍອອກ, ຫຼັງຈາກນັ້ນທ່ານຄວນຈະໄດ້ຮັບການຝາກເງິນຂອງທ່ານກັບຄືນໃຫ້ທ່ານ. ສັນຍາເຊົ່າບາງຄົນຮຽກຮ້ອງໃຫ້ມີທ່ານທີ່ຈະສະອາດຜ້າພົມຂອງທ່ານໃນຄໍາສັ່ງເພື່ອໃຫ້ໄດ້ຮັບເງິນຝາກຂອງທ່ານກັບຄືນໄປບ່ອນ. Be sure to check if the carpet in your apartment was cleaned when you moved in. ຖ້າຫາກວ່າມັນບໍ່ໄດ້ອະນາໄມ, ຮ້ອງຂໍໃຫ້ເຈົ້າຂອງບ້ານເອົາໃຈໃສ່ໃນລາຍລັກອັກສອນທີ່ທ່ານບໍ່ຈໍາເປັນຕ້ອງເຮັດຄວາມສະອາດຜ້າພົມ. ຖ້າຫາກວ່າທ່ານມີຄວາມສະອາດຜ້າພົມ, ທ່ານສາມາດເຊົ່າເຄື່ອງສໍາລັບລາຄາຕ່ໍາແທນທີ່ຈະຕ້ອງຈ່າຍເງິນໃຫ້ບໍລິສັດເປັນຢ່າງຫຼາຍຂອງການເງິນເພື່ອຄວາມສະອາດຜ້າພົມ.

When you first move in, you may have to pay a security deposit. This money is kept by the landlord until you move out in case you do not pay your rent or if you make the rental unit very dirty and they have to pay to have it cleaned. If you pay your rent and clean the apartment when you move out, then you should get your deposit money returned to you. Some leases require you to clean your carpet in order to get your deposit back. Be sure to check if the carpet in your apartment was cleaned when you moved in. If it was not cleaned, ask for the landlord to put in writing that you do not have to clean the carpet. If you do have to clean the carpet, you can rent a machine for a low price instead of having to pay a company a lot of money to clean the carpet.

Length of lease

Length of lease

ສັນຍາເຊົ່າເຂົ້າສູ່ລະບົບສໍາລັບການຈໍານວນທີ່ແນ່ນອນຂອງເດືອນ. ສັນຍາເຊົ່າສ່ວນໃຫຍ່ແມ່ນສໍາລັບໄລຍະຫົກເດືອນຫຼືຫນຶ່ງປີ. ນອກນັ້ນທ່ານຍັງອາດຈະສາມາດເຂົ້າເປັນສັນຍາເຊົ່າເດືອນກັບເດືອນ. ນີ້ຫມາຍຄວາມວ່າທ່ານສາມາດຍ້າຍອອກທີ່ໃຊ້ເວລາໃດໆທີ່ທ່ານຕ້ອງການ. ຢ່າງໃດກໍຕາມ, ທ່ານຈະຍັງຄົງປົກກະຕິຈໍາເປັນຕ້ອງບອກເຈົ້າຂອງເຮືອນເຊົ່າເດືອນລ່ວງຫນ້າວ່າທ່ານຈະຍ້າຍອອກໄປແລະທ່ານຈະຕ້ອງຈ່າຍຄ່າເຊົ່າຈົນເຖິງສິ້ນສັນຍາຂອງທ່ານ.

Leases are signed for a certain number of months. Most leases are for six months or for one year. You might also be able to sign a month-to-month lease. This means you can move out any time you want. However, you would still normally have to tell the landlord a month in advance that you will move and you must pay rent through the end of your agreement.

Notice requirements

Notice requirements

ສັນຍາເຊົ່າສ່ວນໃຫຍ່ຈະຮຽກຮ້ອງໃຫ້ທ່ານເພື່ອໃຫ້ໄດ້ຈໍານວນທີ່ແນ່ນອນຂອງມື້’ ສັງເກດເຫັນກ່ອນທີ່ທ່ານຈະຍ້າຍອອກ. ຖ້າຫາກວ່າທ່ານກໍາລັງຈະຍ້າຍຫນີອອກຈາກເຊົ່າລາຄາຖືກ, ໃຫ້ແນ່ໃຈວ່າການກວດສອບສັນຍາເຊົ່າຂອງທ່ານເພື່ອເຂົ້າໄປເບິ່ງວິທີການຈໍານວນຫຼາຍມື້ກ່ອນກ່ອນເວລາຂອງທີ່ໃຊ້ເວລາທີ່ທ່ານຕ້ອງການທີ່ຈະບອກເຈົ້າຂອງເຮືອນເຊົ່າຂອງທ່ານທ່ານຈະໄດ້ຮັບການເຄື່ອນຍ້າຍ.

Most leases will require you to give a certain number of days’ notice before you move out. If you are going to move out of your rental, be sure to check your lease to see how many days ahead of time you need to tell your landlord you will be moving.

Mail ແລະໃບບິນຄ່າ

Mail and bills

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

ເຊົ່າ

Rent

ເຊົ່າເປັນປົກກະຕິອັນເນື່ອງມາຈາກໃນຄັ້ງທໍາອິດຂອງເດືອນຫຼືວັນຂອງເດືອນທີ່ທ່ານຍ້າຍຄັ້ງທໍາອິດໃນ. ພະຍາຍາມສະເຫມີໄປຈ່າຍຄ່າເຊົ່າຂອງທ່ານໂດຍໃຊ້ການກວດກາ, ແທນທີ່ຈະເປັນເງິນສົດ. ສະເຫມີຂໍໃຫ້ມີການຮັບເປັນດັ່ງນັ້ນທ່ານມີຫຼັກຖານສະແດງວ່າທ່ານໄດ້ຮັບຄ່າຈ້າງ.

Rent is normally due on the first of the month or on the day of the month that you first moved in. Try to always pay your rent using a check, instead of cash. Always ask for a receipt so that you have proof that you paid.

mail

Mail

ຖາມເຈົ້າຂອງເຮືອນເຊົ່າຂອງທ່ານທີ່ mailbox ຂອງທ່ານແມ່ນຕັ້ງຢູ່ແລະໃຫ້ແນ່ໃຈວ່າການກວດສອບອີເມວຂອງທ່ານເປັນປົກກະຕິ. You will need to fill out a form at the post office if you move. ໃນເວລາທີ່ທ່ານຕື່ມຂໍ້ມູນໃສ່ມັນອອກ, mail ຂອງທ່ານຈະຖືກສົ່ງໄປຫາທ່ານຕາມທີ່ຢູ່ໃຫມ່ຂອງທ່ານ.

Ask your landlord where your mailbox is located and be sure to check your mail regularly. You will need to fill out a form at the post office if you move. When you fill it out, your mail will be sent to you at your new address.

ລະນູປະໂພກ

Utilities

ປົກກະຕິແລ້ວ, ທ່ານຈະຕ້ອງຈ່າຍສໍາລັບງົບປະມານຂອງທ່ານລວມທັງໄຟຟ້າຂອງທ່ານ, ອາຍແກັສທໍາມະຊາດຫລືນ້ໍາ, ນ້ໍາ, TV / ອິນເຕີເນັດ, ໂທລະສັບ, ກະຕ່າຂີ້ເຫຍື້ອ, sewer, ແລະອື່ນໆ. ບາງຄັ້ງ, ຫຼືງົບປະມານຂອງທັງຫມົດແມ່ນລວມຢູ່ໃນຄ່າເຊົ່າຂອງທ່ານ, ແຕ່ທີ່ສຸດຂອງທີ່ໃຊ້ເວລາທີ່ທ່ານຈໍາເປັນຕ້ອງຈ່າຍຄ່າໃຫ້ເຂົາເຈົ້າແຍກ. ທ່ານສາມາດປະຫຍັດເງິນໃນງົບປະມານຂອງທ່ານໂດຍການຮັກສາຄວາມຮ້ອນຂອງທ່ານຕ່ໍາແລະນຸ່ງເສື້ອເຄື່ອງນຸ່ງຫົ່ມທີ່ອົບອຸ່ນໃນເຮືອນ, ແລະດ້ວຍການປິດໄຟແລະການຖອດອຸປະກອນເອເລັກໂຕຣນິກໃນເວລາທີ່ພວກເຂົາເຈົ້າແມ່ນບໍ່ຈໍາເປັນ.

Usually, you will have to pay for your utilities including your electricity, natural gas or oil, water, TV/internet, telephone, trash, sewer, etc. Sometimes, some or all utilities are included in your rent, but most of the time you have to pay them separately. You can save money on your utilities by keeping your heat low and wearing warm clothes in the house, and by turning off lights and unplugging electronic devices when they are not needed.

ຊື້ບ້ານ

Buying a house

ຊື້ເຮືອນແມ່ນອາດຈະເປັນການຊື້ທີ່ໃຫຍ່ທີ່ສຸດທີ່ທ່ານເຄີຍຈະເຮັດໃຫ້. ມີ lots ຂອງບັນຫາທາງດ້ານກົດຫມາຍສໍາລັບທ່ານແມ່ນ, ທະ​ນາ​ຄານ, ແລະສໍາລັບບຸກຄົນທີ່ຂາຍທໍາອິດ. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

Buying a house is probably the largest purchase you will ever make. There are lots of legal issues for you, the bank, and for the person selling the home. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

You can look to find homebuying programs to help you buy a home in your city or state.

You can look to find homebuying programs to help you buy a home in your city or state.

Smartasset.com has good tools to help you decide to rent or buy a house. ມັນສາມາດຊ່ວຍໃຫ້ທ່ານໄດ້ຮຽນຮູ້ຖ້າຫາກວ່າທ່ານສາມາດທີ່ຈະຊື້ເຮືອນ.

Smartasset.com has good tools to help you decide to rent or buy a house. It can help you learn if you can afford to buy a house.

ເພື່ອນ​ບ້ານ

Neighbors

ມັນເປັນສິ່ງສໍາຄັນສະເຫມີໄປທີ່ຈະມີຄວາມສໍາພັນທີ່ດີກັບປະເທດເພື່ອນບ້ານຂອງທ່ານ, ທຸກບ່ອນທີ່ທ່ານດໍາລົງຊີວິດ. ແຕ່ຄວາມສໍາພັນນີ້ອາດຈະເປັນທີ່ແຕກຕ່າງກັນກ່ວາຢູ່ໃນປະເທດຂອງທ່ານ. ຍົກ​ຕົວ​ຢ່າງ, ໃນປະເທດຂອງທ່ານ, ທ່ານອາດຈະໄປຢ້ຽມຢາມບ້ານໃກ້ເຮືອນຄຽງຂອງທ່ານໃນທີ່ໃຊ້ເວລາຂອງມື້ໃດ. ຢູ່ອາເມລິກາ, ປະຊາຊົນມັກຈະໂທຫາພວກເຂົາເຈົ້າກ່ອນທີ່ຈະຢ້ຽມຢາມຫມູ່ເພື່ອນຫຼືຄົນໃກ້ຄຽງ. ທ່ານກໍ່ຄວນຈະພະຍາຍາມທີ່ຈະນັບຖືຂອງປະເທດເພື່ອນບ້ານຂອງທ່ານ. ຊາວອາເມຣິກັນຈໍານວນຫຼາຍຄິດວ່າຂອງຄຸນສົມບັດຂອງພວກເຂົາເປັນຊັບສິນສ່ວນຕົວ. ພວກເຂົາເຈົ້າອາດຈະບໍ່ມັກມັນຖ້າຫາກວ່າທ່ານຍ່າງໃນເດີ່ນຫຼື park ຂອງເຂົາເຈົ້າຢູ່ທາງຫນ້າຂອງເຮືອນຂອງເຂົາເຈົ້າ.

It is always important to have a good relationship with your neighbors, wherever you live. But this relationship might be different than in your home country. For example, in your country, you might visit your neighbor at any time of day. In the USA, people often call before they visit a friend or neighbor. You should also try to be respectful of your neighbors. Many Americans think of their property as private property. They might not like it if you walk in their yard or park in front of their house.

ນອກນັ້ນທ່ານຍັງຄວນຈະຮູ້ຈັກວິທີການສິ່ງລົບກວນຫຼາຍທ່ານກໍາລັງເຮັດໃຫ້. ພະຍາຍາມທີ່ຈະງຽບລະຫວ່າງ 8 p.m. ແລະ 8 a.m., the usual time of rest in the USA.

You should also be aware of how much noise you are making. Try to be quiet between 8 p.m. and 8 a.m., the usual time of rest in the USA.

ຖ້າຫາກວ່າທ່ານພັດທະນາຄວາມສໍາພັນທີ່ດີກັບປະເທດເພື່ອນບ້ານຂອງທ່ານ, ນີ້ສາມາດທີ່ດີສໍາລັບຄອບຄົວຂອງທ່ານ. ໃນເວລາທີ່ປະເທດເພື່ອນບ້ານໃຫມ່ຍ້າຍໃນ, ທ່ານສາມາດແນະນໍາຕົນເອງແລະເອົາມາໃຫ້ເຂົາເຈົ້າເປັນອາຫານຫຼືແຜ່ນຂອງການປິ່ນປົວ.

If you develop a good relationship with your neighbors, this can be good for your family. When new neighbors move in, you can introduce yourself and bring them a meal or plate of treats.

ຖ້າຫາກວ່າທ່ານກໍາລັງມີບັນຫາກັບການຫນຶ່ງຂອງປະເທດເພື່ອນບ້ານຂອງທ່ານ, ພະຍາຍາມທີ່ຈະສົນທະນາກັບພວກເຂົາແລະອະທິບາຍສະຖານະການ. ຍົກ​ຕົວ​ຢ່າງ, ຖ້າຫາກວ່າຜູ້ໃດຜູ້ຫນຶ່ງແມ່ນເປັນ loud ໃນຕອນກາງຄືນ, ຮ້ອງຂໍໃຫ້ເຂົາເຈົ້າງາມຖ້າຫາກວ່າພວກເຂົາເຈົ້າສາມາດຈະງຽບເນື່ອງຈາກວ່າເດັກນ້ອຍຂອງທ່ານກໍາລັງນອນ. ຖ້າຫາກວ່າທ່ານຕ້ອງການການຊ່ວຍເຫຼືອເພີ່ມເຕີມທ່ານສາມາດບອກເຈົ້າຂອງເຮືອນເຊົ່າຂອງທ່ານກ່ຽວກັບບັນຫາແລະຮ້ອງຂໍໃຫ້ເຂົາເຈົ້າເພື່ອສົນທະນາກັບເພື່ອນບ້ານຂອງເຈົ້າ.

If you are having a problem with one of your neighbors, try to talk to them and explain the situation. For example, if someone is being loud at night, ask them nicely if they can be quieter because your children are sleeping. If you need more help you can tell your landlord about the problem and ask them to talk to your neighbor.

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ບໍ່ຫນ້ານີ້ຊ່ວຍໃຫ້ທ່ານ? ໃບຫນ້າຍິ້ມ Yes ໃບຫນ້າ frown No
ຂໍ​ຂອບ​ໃຈ​ທ່ານ​ສໍາ​ລັບ​ການ​ຕໍາ​ນິ​ຕິ​ຊົມ​ຂອງ​ທ່ານ​!