Tukua moni ao

Ingarihi hokiNo Ingarihi

Ko reira ohie ki te tonoa te moni ki te iwi i roto i te tahi atu mau fenua. He maha ngā huarahi haumaru, me te tere ki te unga moni ao. Learn how to send money to other countries quickly and safely.

It is easy to send money to people in other countries. There are several safe and quick ways to send money internationally. Learn how to send money to other countries quickly and safely.

Woman at computer - send money internationally

Woman at computer - send money internationally

Send money with MoneyGram or WalMart2World

Send money with MoneyGram or WalMart2World

MoneyGram ko WalMart2World he ratonga whakawhiti moni ka taea e koe te whakamahi i. mahi ratou e rua i roto i tata katoa o te whenua i roto i te ao.

MoneyGram and WalMart2World are money transfer services you can use. They both work in almost all of the countries in the world.

Hei tonoa moni i roto i MoneyGram WalMart2World ranei, Me kitea tuatahi koe he wāhi mahi ratou i roto i. Ko WalMart2World i ngā toa Walmart katoa. MoneyGram wāhi he hokomaha, toa haratau, me teihana hau. Me kawe e koe te tautuhi me te moni. e kore e taea e ki te whakamahi i tō kāri nama nama ranei koe. Ka taea e kitea e koe MoneyGram a WalMart locations near you.

To send cash through MoneyGram or WalMart2World, you must first find a location they work in. WalMart2World is in all WalMart stores. MoneyGram locations are supermarkets, convenience stores, and gas stations. You must bring identification and cash. You are not able to use your credit or debit card. You can find MoneyGram and WalMart locations near you.

Ki te hiahia koe ki te tukua atu i roto i te pūkete pēke, you can use WalMart2World’s online service. Ka ui koe kia ki te hanga i tētahi pūkete ipurangi tuatahi. With WalMart2World, the money arrives in minutes and the fees are lower. The fees are a fixed amount, or “flat fee.” MoneyGram is slightly more expensive and slower. Ko ko te kōwhiringa pai ki te kahore e taea e ki te haere ki te Walmart koe.

If you wish to send through a bank account, you can use WalMart2World’s online service. You will be asked to create an online account first. With WalMart2World, the money arrives in minutes and the fees are lower. The fees are a fixed amount, or “flat fee.” MoneyGram is slightly more expensive and slower. But is a good option if you are not able to travel to a WalMart.

Tukua moni te ao i te pēke

Send money internationally from a bank

Ki te maha tonoa koe te moni ao, Ko reira pai ki te whakamahi i te pūkete pēke. Keeping a lot of cash in your home is not safe in the USA. It is better to open up a bank account. Ako e pā ana ki pareparenga me pehea ki te whakatuwhera i te pūkete pēke.

If you often send money internationally, it is best to use a bank account. Keeping a lot of cash in your home is not safe in the USA. It is better to open up a bank account. Learn about banks and how to open a bank account.

Tenei ko te mea e hiahia ana koe ki te mohio ki te tukua atu te moni te ao i to koutou pēke:

Here is what you need to know to send money internationally from your bank:

  • I mua i tonoa koutou moni, ka hiahia koe ngā mōhiohio e pā ana ki te tangata whiwhi i te moni. karanga te pēke tenei tangata te kaiwhiwhi. Ka ui koe te pareparenga mo te ingoa o te kaiwhiwhi, tau pūkete pēke, a ētahi wā ratou wāhitau.
  • Hoki te tahi mau whenua, ka hiahia koe he tau tāututanga pēke. He IBANs enei (International Bank Tau Pūkete) ranei tere / tau BIC. A ani i te tangata e te fariiraa i ui ki te moni ratou pēke ki te e hiahia ana koe i tenei tau.
  • E mea pinepine, Ka taea e tukua atu e koe te moni i roto i tō pūkete pēke online. Ki te hiahia koe i te tauturu ranei kahore e tino he aha te kōwhiringa e, haere ki tō pēke. Ka taea e koe te kōrero ki te kaimahi i roto i te matapihi fariiraa a ka te tauturu ia ratou ia koutou.
  • ka ki atu tenei koe Banks mō te te tuku moni ao. Tirohia mēnā ki te ui e pā ana ki ngā utu (te nui e utu i te reira).
  • Te tuku moni ao i roto i to koutou pēke e taea e puhoi, rawa.
  • Before you send money, you will need information about the person getting the money. The bank calls this person the recipient. The bank will ask you for the recipient’s name, bank account number, and sometimes their address.
  • For some countries, you will need a bank identification number. These are IBANs (International Bank Account Number) or SWIFT/BIC numbers. Have the person who is receiving the money ask their bank if you will need this number.
  • Often, you can send money through your bank account online. If you need help or are not sure what the options are, go to your bank. You can talk to the worker in the reception window and they will help you.
  • Banks will charge you for sending money internationally. Make sure to ask about fees (how much it will cost).
  • Sending money internationally through your bank can be slow, too.

Tukua moni ki Western Union

Send money with Western Union

Western Union Ko te kamupene ratonga pūtea. You can send money through their website or their smartphone app. Ka Me koe he pūkete pēke ki te tonoa te moni online. Ka ki atu tenei hoki ratou ki a koutou he utu. Ki te kore koe e whai i te pūkete pēke, taea tonu tonoa koe te moni te ao i roto i Western Union. You can find a local branch.

Western Union is a financial services company. You can send money through their website or their smartphone app. You will need a bank account to send money online. They also will charge you a fee. If you do not have a bank account, you can still send money internationally through Western Union. You can find a local branch.

I te peka rohe, Union Western, Ka taea e koe te utu ki te moni. Ko te hoki tenei he kōwhiringa pai ki te kore e te tangata e unga koe te moni ki te whai i te pūkete pēke. Ki te he to koutou kaiwhiwhi he peka Western Union tata ratou, Ka taea ki te tiki ake i te moni hei utu ratou. Ka Me koe:

At a local branch, Western Union, you can pay with cash. This is also a good option if the person you are sending money to does not have a bank account. If your recipient has a Western Union branch near them, they will be able to pick up the money instead. You will need:

  • ingoa o tō kaiwhiwhi rite puta te reira i runga i to ratou ID kāwanatanga-tukuna
  • pa o tō kaiwhiwhi taone ranei, kawanatanga kāwanatanga ranei, me te whenua
  • Tō ID kāwanatanga-tukuna
  • Your recipient’s name as it appears on their government-issued ID
  • Your recipient’s city or town, province or state, and country
  • Your government-issued ID

Send money with Xoom and Paypal

Send money with Xoom and Paypal

Ko te pūnaha tino rongonui mō whakawhitinga moni ao i runga i te ipurangi smartphones ranei ko Xoom. When you open a Xoom account, Ka taea e unga e koe te moni te ao ki atu 100 rau whenua me rohe. te cost of sending money through Xoom changes. I te tahi taime te mea he utu pūmau. I te tahi taime ako atu ratou i te ōrau. You will need to enter bank account details to send money. You will also need the details of the person you are sending to.

The most popular system for international money transfers on the internet or smartphones is Xoom. When you open a Xoom account, you can send money internationally to more 100 hundred countries and regions. The cost of sending money through Xoom changes. Sometimes it is a fixed fee. Sometimes they charge a percentage. You will need to enter bank account details to send money. You will also need the details of the person you are sending to.

Xoom has pickup locations, which means you can send money and someone can pick it up in cash at the other end. I te tahi taime, te tangata e unga koe ki e taea te tiki i te reira ki runga i roto i te torutoru haora. Hoki te tahi mau whenua, you can send cash to a bank account. If you are sending to a bank account, you will need that information, rawa.

Xoom has pickup locations, which means you can send money and someone can pick it up in cash at the other end. Sometimes, the person you are sending to can pick it up in a few hours. For some countries, you can send cash to a bank account. If you are sending to a bank account, you will need that information, too.

Ki te whai koe i te atamai, Ka taea e koe te tiki ake i te taupānga Xoom. Na ka taea e koe te whakamahi i Xoom ki te tukua atu te moni i runga i tou waea.

If you have a smartphone, you can download the Xoom app. Then you can use Xoom to send money on your phone.

Xoom is only for sending money to people. If you want to send money to businesses, you can send money through PayPal. Paypal owns Xoom.

Xoom is only for sending money to people. If you want to send money to businesses, you can send money through PayPal. Paypal owns Xoom.

Ētahi atu huarahi ki te tonoa te moni

Other ways to send money

arowhai

Checks

Ka taea e koe te tukua atu te haki i tō pūkete pēke. Ko etahi whenua kia reira rawa uaua ki te farii i arowhai ke. ka ki atu tenei pareparenga Foreign he utu nui ki te putunga ratou.

You can send a check from your bank account. But some countries make it very hard to receive foreign checks. Foreign banks will charge a big fee to deposit them.

whakahau Money

Money orders

Ko te rite ki te haki te raupapa moni, engari ko reira-whakaaetia mua, me utua hoki. Tenei te tikanga e ingoa o te kaiwhiwhi, me te mōhiohio ko kua i runga i te pepa, me te kore e taea te huri. He utu raupapa moni ao $8. 55 hoki uara ki runga ki $700 ($500 hoki El Salvador me Guyana). Ka taea e koe te tiki whakahau moni i tahataha, te tari pou, me etahi toa. You can learn more about international money orders from the US postal service.

A money order is similar to a check, but it is pre-approved and paid for. This means that the recipient’s name and the information is already on the paper and can not be changed. An international money order costs $8. 55 for values up to $700 ($500 for El Salvador and Guyana). You can get money orders at banks, the post office, and some stores. You can learn more about international money orders from the US postal service.

He aha e utu?

What are fees?

A, no te unga koe te moni ao, kia koe e whakatupato utu.

When you send money internationally, you will be charged fees.

utu Whakawhiti

Transfer fees

utu Whakawhiti he moni utu koe mo te te tuku moni. kia waiho te reira i te ōrau o te nui unga koe ranei kia waiho ai hei nui whakaritea

Transfer fees are money you pay for sending money. It might be a percentage of the amount you send or it might be a fixed amount

utu auau Exchange

Exchange rate fees

auau Exchange Ko nga moni kotahi moni (pērā i US tara) he utu i roto i tetahi atu moni (pērā i Euros). Ko te reiti huri te wa katoa. I te tahi taime te utu koe i te utu utu moni me te he utu mo te tuku i te moni. A ani i te pēke ratonga ranei ki te whakamārama ratou utu.

Exchange rates are the amounts one currency (such as US dollars) is worth in another currency (such as Euros). The rates change all the time. Sometimes you pay a currency exchange fee as well as a fee for sending the money. Ask the bank or service to explain their fees.

Mea ki te mataara hoki ka unga moni ao

Things to watch for when sending money internationally

  • How costs compare: titiro i katoa o nga utu. ka whakaora reira koutou te moni.
  • wā Tukunga: Wā katoa kia tino mohio koutou pehea te roa ka tangohia te whakawhitinga. Ki te kei te unga koe te moni mo te whawhati tata, Union Western, Xoom, ranei kia Walmart2World koutou kōwhiringa pai.
  • taipitopito pūkete: ka unga moni mā te pūkete, me te ararere tau, tirohia ratou e rave rahi mau taime. Ki te kore e ratou tika, e kore e whiwhi i te moni i reira.
  • How costs compare: Look at all of the costs. It will save you money.
  • Delivery time: Always be sure you know how long the transfer will take. If you are sending money for an emergency, Western Union, Xoom, or Walmart2World may be your best option.
  • Account details: when sending money using account and routing numbers, check them several times. If they are not correct, the money will not get there.

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