大学可能很贵. 美国的学生很容易发现自己有大量的债务,从大学的费用. 支付大学学费有多种选择, 然而. 了解政府贷款, 私人贷款, 助学金和奖学金.
College can be very expensive. It is easy for students in the USA find themselves with large amounts of debt from the cost of college. There are several options for paying for college, however. Learn about government loans, private loans, grants and scholarships.
一些学生用政府贷款支付大学学费. 对许多学生来说, 这是他们支付大学学费的第一个地方。. 当你申请贷款从政府, 你必须用利息来还钱. 这意味着您返回它与额外的钱添加. 许多毕业生花几年时间偿还他们的学生贷款.
Some students pay for college with loans from the government. For many students, this is the first place they look when paying for college. When you apply for loans from the government, you have to repay the money with interest. This means you return it with extra money added. Many graduates spend years paying back their student loans.
向政府申请贷款, 你必须完成 免费申请联邦学生援助 (FAFSA). 完成 FAFSA 非常复杂且令人困惑. 你可能会找一位学校辅导员来帮助你.
To apply for a loan from the government, you have to complete the Free Application for Federal Student Aid (FAFSA). Completing the FAFSA is very complicated and confusing. You may find a school counselor to help you.
Scholarships and grants
助学金和奖学金 是财政帮助,不必偿还. 低收入家庭可以获得助学金或奖学金,帮助他们支付大学学费. 补助金可能来自联邦政府或州政府. 美国你好有一个列表 难民和移民奖学金. 你可以从你的学院和当地组织申请任何奖学金.
Grants and scholarships are financial help that does not have to be repaid. Low-income families can receive grants or scholarships to help them pay for college. Grants can come from the federal government or state government. USAHello has a list of scholarships for refugees and immigrants. You can apply for any scholarships from your college and from local organization.
私人贷款是组织提供的贷款 (如银行) 或个人 -例如您的朋友或家庭成员. 私人贷款有时利率很高. 在你决定借钱支付大学学费或生活费之前, 你应该跟学校辅导员或人可以帮助你，请确保您了解贷款. 你也可以 阅读更多关于信用卡和贷款.
Private loans are loans from organizations (such as banks) or from individuals – for example a friend or member of your family. Private loans sometimes have very high interest rates. Before you decide to borrow money for college fees or living expenses, you should talk to a school counselor or someone who can help you and make sure you understand the loans. You can also read more about credit cards and loans.
一些学生支付学费由兼职去学校兼职和工作. 有时, 学校将给学生助学金,让他们在校园里工作,并获得报酬 联邦工作研究 基金. 或者你可以在校外找一份有弹性工作时间的兼职工作,这样你就可以上大学了.
Some students pay for college by going to school part-time and working part-time. Sometimes, schools will give students grants that allow them to work on campus and get paid from Federal Work Study funds. Or you can look for a part-time job off campus that has flexible hours so that you can attend college.
当你工作的时候,上大学可能很难, 特别是如果你有一个家. 确保您通过 FAFSA 申请奖学金.
It can be very hard to go to college while you are working, especially if you have a family. Make sure you apply for scholarships and through FAFSA as well.