U dir lacag caalamka

Ingiriisi sidoo kaleNo Ingiriisi

Waa ay fududahay in lacag si qof oo ku nool dalalka kale ee soo diri. Waxaa jira dhowr siyaabood oo ammaan ah oo degdeg ah si ay lacag u soo diri caalamka. Baro sida in ay lacag si ay dalalka kale ee soo diro si deg deg ah iyo si ammaan ah.

It is easy to send money to people in other countries. There are several safe and quick ways to send money internationally. Learn how to send money to other countries quickly and safely.

Woman at computer - send money internationally

Woman at computer - send money internationally

U dir lacag Gram ama WalMart2World

Send money with MoneyGram or WalMart2World

Money Gram iyo WalMart2World yihiin adeegyada xawaaladda waxaad isticmaali kartaa. Waxay labada shaqeeyaan dhowaad dhammaan dalalka dunida.

MoneyGram and WalMart2World are money transfer services you can use. They both work in almost all of the countries in the world.

Si aad u soo dirto lacag caddaan ah iyada oo loo marayo Gram ama WalMart2World, waa inaad marka hore la helo meel ay ka shaqeeyaan. WalMart2World waa in dhammaan dukaamada Walmart. goobaha Gram yihiin dukaamada, dukaamada, iyo saldhigyada gaaska. Waa inaad keentaa aqoonsi iyo lacag caddaan ah. Oo ma aad awooddid inaad isticmaasho credit ama debit card. Waxaad ka heli kartaa Gram iyo Walmart meelaha kuu dhow.

To send cash through MoneyGram or WalMart2World, you must first find a location they work in. WalMart2World is in all WalMart stores. MoneyGram locations are supermarkets, convenience stores, and gas stations. You must bring identification and cash. You are not able to use your credit or debit card. You can find MoneyGram and WalMart locations near you.

Haddii aad rabto in aad soo dirto iyada oo xisaab bangi, waxaad isticmaali kartaa adeeg online WalMart2World ee. Waxaa lagu weydiin doonaa in aad marka hore si ay u abuuraan xisaab online. Iyada oo WalMart2World, lacagta gaaray daqiiqo iyo lacagta ajuurada oo hoose. ajuurada waa qadar go'an, ama "lacag guri." Money Gram iyo wax yar ka qaalisan oo gaabis ah. Laakiin waa ikhtiyaar fiican haddii aadan awoodin in ay u safraan Walmart a.

If you wish to send through a bank account, you can use WalMart2World’s online service. You will be asked to create an online account first. With WalMart2World, the money arrives in minutes and the fees are lower. The fees are a fixed amount, or “flat fee.” MoneyGram is slightly more expensive and slower. But is a good option if you are not able to travel to a WalMart.

ka bangi dir lacag caalamka

Send money internationally from a bank

Haddii aad inta badan lacag u dirto caalamka, waxaa fiican in la isticmaalo xisaab bangi. ILAALI badan oo lacag caddaan ah ee gurigaaga ammaan ma aha ee USA. Waxaa fiican in la furto xisaab bangi. Baro bangiyada iyo sida ay u furatid xisaab bangi.

If you often send money internationally, it is best to use a bank account. Keeping a lot of cash in your home is not safe in the USA. It is better to open up a bank account. Learn about banks and how to open a bank account.

Halkan waxaa ku qoran waxa aad u baahan tahay in la ogaado in lacagta caalamka ka bangigaaga soo diri:

Here is what you need to know to send money internationally from your bank:

  • Ka hor inta aadan lacag u dirto, aad u baahan tahay warbixin ku saabsan qofka la lacagta. Baanka ayaa ku baaqay in qofkani ku qaataha. bangiga wuxuu ku weydiin doonaa magaca qaataha ee, lambarka xisaabta bangiga, iyo mararka qaarkood cinwaanka ay.
  • Waayo, qaar ka mid ah dalalka, waxaad u baahan doontaa lambar aqoonsi bangi. Kuwani waa IBANs (International Bank Account Number) ama lambarada deg deg ah / BIC. Waa in qofka qaata lacagta waydiiyaan bangiga haddii aad u baahan doontaa tirada this.
  • Inta badan, waxaad ku diri kartaa xisaabtaada bangiga online. Haddii aad u baahan tahay caawimaad ama aanad hubin waxa uu fursadaha jira, tag bangiga. Waxaad la hadli kartaa shaqaalaha ee suuqa kala soo dhaweynta iyo waxay kaa caawin doona.
  • Banks idinku dhaarinayaa doonaa lacag caalamka diraya. Hubi si aad u weydiiso oo ku saabsan kharashka (inta ay ku kici doona).
  • Diraya lacagta caalamka iyada oo bangiga noqon kartaa gaabis ah, aad.
  • Before you send money, you will need information about the person getting the money. The bank calls this person the recipient. The bank will ask you for the recipient’s name, bank account number, and sometimes their address.
  • For some countries, you will need a bank identification number. These are IBANs (International Bank Account Number) or SWIFT/BIC numbers. Have the person who is receiving the money ask their bank if you will need this number.
  • Often, you can send money through your bank account online. If you need help or are not sure what the options are, go to your bank. You can talk to the worker in the reception window and they will help you.
  • Banks will charge you for sending money internationally. Make sure to ask about fees (how much it will cost).
  • Sending money internationally through your bank can be slow, too.

U dir lacag la Western Union

Send money with Western Union

Western Union waa shirkadda adeegyada maaliyadeed. lacagta kuu soo diri karaa website- ama app casriga ah. Waxaad u baahan doontaa xisaab bangi si aad lacag online diri. Waxay sidoo kale kaa qaadi doonaa lacag. Haddii aanad lahayn xisaab bangi, waxaad weli lacagta u diri kartaa caalami ah iyada oo loo marayo Western Union. Waxaad ka heli kartaa a lookalka.

Western Union is a financial services company. You can send money through their website or their smartphone app. You will need a bank account to send money online. They also will charge you a fee. If you do not have a bank account, you can still send money internationally through Western Union. You can find a local branch.

At laan degaanka, Western Union, waxaad ku bixin kartaa lacag caddaan ah. Tani waxay sidoo kale waa xulasho wanaagsan haddii qofka aad lacag soo diray ma laha xisaab bangi. Haddii aad qaadato ayaa laan Western Union iyaga dhow, waxay awoodaan in ay qaado lacagta halkii ay noqon doontaa. Waxaad u baahan doontaa:

At a local branch, Western Union, you can pay with cash. This is also a good option if the person you are sending money to does not have a bank account. If your recipient has a Western Union branch near them, they will be able to pick up the money instead. You will need:

  • Waxaa magaca qaataha ayaa sida ay u muuqato ay ID dowladda-soo saaray
  • magaalada aad qaadato ama magaalada, gobolka ama gobolka, iyo dalka
  • Your ID dowladda-soo saaray
  • Your recipient’s name as it appears on their government-issued ID
  • Your recipient’s city or town, province or state, and country
  • Your government-issued ID

U dir lacag Xoom iyo Paypal

Send money with Xoom and Paypal

Nidaamka ugu caansan ee bedelaada lacagta caalamiga ah ee internetka ama casriga ah waa Xoom. Marka aad furatid xisaab Xoom a, aad lacag caalamka in dheeraad ah u diri kartaa 100 boqol dalalka iyo gobollada. The qiimaha lacagta diraya iyada oo loo marayo isbedel Xoom. Mararka qaarkood waa lacag go'an. Mararka qaarkood waxay ka qaadaan boqolkiiba. Waxaad u baahan doontaa in ay galaan faahfaahinta akoonka bangiga inaad lacag u dirto. Waxaad sidoo kale u baahan doonaa faahfaahinta qofka aad diraya.

The most popular system for international money transfers on the internet or smartphones is Xoom. When you open a Xoom account, you can send money internationally to more 100 hundred countries and regions. The cost of sending money through Xoom changes. Sometimes it is a fixed fee. Sometimes they charge a percentage. You will need to enter bank account details to send money. You will also need the details of the person you are sending to.

Xoom ayaa goobaha laga qaadayo, taas oo macnaheedu yahay in aad lacagta u diri kartaa oo qof ka qaadan kartaa in lacag caddaan ah dhamaadka kale. Mararka qaarkood, qofka aad diraya in ay ka qaadan kartaa dhowr saacadood. Waayo, qaar ka mid ah dalalka, aad lacag caddaan ah si ay xisaab bangi soo diri kartaa. Haddii aad soo diraya in ay xisaab bangi, waxaad u baahan doontaa in macluumaadka, aad.

Xoom has pickup locations, which means you can send money and someone can pick it up in cash at the other end. Sometimes, the person you are sending to can pick it up in a few hours. For some countries, you can send cash to a bank account. If you are sending to a bank account, you will need that information, too.

Haddii aad qabto smartphone a, aad kala soo bixi kartaa app Xoom ah. Markaas waxaad isticmaali kartaa Xoom inaad lacag u dirto on your phone.

If you have a smartphone, you can download the Xoom app. Then you can use Xoom to send money on your phone.

Xoom tahay oo keliya lacag inay dadka diraya. Haddii aad rabto in aad lacag si ay ganacsi u soo diri, waxaad ku diri kartaa PayPal. Paypal leh Xoom.

Xoom is only for sending money to people. If you want to send money to businesses, you can send money through PayPal. Paypal owns Xoom.

Siyaabo kale inaad lacag u dirto

Other ways to send money

Checks

Checks

Waxaad jeeg ka xisaabtaada bangiga diri kartaa. Laakiin qaar ka mid ah dalalka ka dhigi aad u adag si aad u hesho jeegag shisheeye. bangiyada Dibadda dallaci doonaa lacag aad u weyn si ay u aamino.

You can send a check from your bank account. But some countries make it very hard to receive foreign checks. Foreign banks will charge a big fee to deposit them.

jeega wareega

Money orders

si lacag A la mid tahay jeeg, laakiin waa pre-ansixiyey iyo lacag. Taas macnaheedu waa in magaca qaataha iyo macluumaad horeba waa on warqad iyo aan la beddeli karin. An kharashka caalamka money order $8. 55 waayo, qiyamka ilaa $700 ($500 waayo, El Salvador iyo Guyana). Waxaad ka heli kartaa jeega bangiyada, xafiiska boostada, iyo dukaamada qaar ka mid ah. Waxaad badan oo ku saabsan baran kartaa lacag amar caalami ah oo ka socda adeegga Maraykanka boostada.

A money order is similar to a check, but it is pre-approved and paid for. This means that the recipient’s name and the information is already on the paper and can not be changed. An international money order costs $8. 55 for values up to $700 ($500 for El Salvador and Guyana). You can get money orders at banks, the post office, and some stores. You can learn more about international money orders from the US postal service.

Waa maxay ujrada?

What are fees?

Marka aad lacagta caalamka soo diri, lagaa qaadi doonaa fiiga.

When you send money internationally, you will be charged fees.

ajuurada Transfer

Transfer fees

ajuurada Transfer waa lacagta aad bixiso lacagta diraya. Waxaa laga yaabaa inay boqolkiiba lacagta kuu soo diri ama waxaa laga yaabaa in lacag go'an

Transfer fees are money you pay for sending money. It might be a percentage of the amount you send or it might be a fixed amount

ajuurada heerka Exchange

Exchange rate fees

heerka sarrifka yihiin tiro ka mid ah lacagta (sida doolarka Maraykanka) waxaa haboon in lacagta kale (sida Euros). heerka The beddelo waqtiga oo dhan. Mararka qaarkood waxaad bixisaa lacagta sarrifka ah iyo sidoo kale lacag la bixiyo lacagta diraya. bangiga ama adeeg Weydii inay sharxaan khidmadaha ay.

Exchange rates are the amounts one currency (such as US dollars) is worth in another currency (such as Euros). The rates change all the time. Sometimes you pay a currency exchange fee as well as a fee for sending the money. Ask the bank or service to explain their fees.

Waxyaabaha si ay u daawadaan, waayo, markii lacagtii diraya caalamka

Things to watch for when sending money internationally

  • Sidee kharashka barbardhigi: fiiri oo dhan kharashka. Waa in aad lacag.
  • Waqtiga dirida: Had iyo jeer hubi inaad ogaataan sida dheer kala iibsiga qaadan doonaa. Haddii aad lacag u soo diro xaalad degdeg ah, Western Union, Xoom, ama Walmart2World laga yaabaa in xulashada ugu fiican.
  • faahfaahinta akoonka: marka diraya lacagta la isticmaalayo Lambarrada akoonnada iyo isdaba, iyaga hubiyo dhowr jeer. Haddii aysan ahayn mid sax ah, lacagta waxaa ma heli doono.
  • How costs compare: Look at all of the costs. It will save you money.
  • Delivery time: Always be sure you know how long the transfer will take. If you are sending money for an emergency, Western Union, Xoom, or Walmart2World may be your best option.
  • Account details: when sending money using account and routing numbers, check them several times. If they are not correct, the money will not get there.

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