Paano upang mahanap ang isang lugar upang manirahan

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Are you looking a place to live? Housing in the USA is often expensive. Maaaring mahirap upang mahanap ang isang magandang lugar upang manirahan sa isang ligtas na kapitbahayan. Maaari mo rin malito sa pamamagitan ng kung paano upang mahanap ang isang lugar upang manirahan. This page provides important information about paying bills, nakatira malapit sa mga kapitbahay, at pagmamay-ari ng bahay.

Are you looking a place to live? Housing in the USA is often expensive. It may be hard to find a nice place to live in a safe neighborhood. You may also be confused by how to find a place to live. This page provides important information about paying bills, living near neighbors, and home ownership.

welcoming refugee

welcoming refugees

Ang iyong tahanan ay isang mahalagang lugar. May kasabihan sa Estados Unidos: “Home ay kung saan ang puso ay.” Ang ibig sabihin nito ang ating pisikal na mga tahanan - ang lugar nakatira kami - katawanin ang mga tao at mga bagay na gustung-gusto namin. Maraming mga refugee ipagmalaki ang kanilang mga bagong tahanan. Ang pagkakaroon ng isang ligtas na, kumportableng lugar upang manirahan ay makakatulong sa gumawa ang Estados Unidos pakiramdam tulad ng bahay. Refugee pabahay pangangailangan ay naiiba para sa bawat pamilya, ngunit may mga maraming iba't-ibang uri ng mga bahay upang pumili mula sa.

Your home is an important place. There is a saying in the United States: “Home is where the heart is.” This means our physical homes – the places we live – symbolize the people and things we love. Many refugees take pride in their new homes. Having a safe, comfortable place to live will help make the United States feel like home. Refugee housing needs are different for each family, but there are many different types of homes to choose from.

Mga uri ng pabahay

Types of housing

Renting a place to live

Renting a place to live

Homes sa Estados Unidos ay maaaring maging apartments (isang self-contained na bahagi ng mas malaking gusali) or a single house. Upang ikaw magrenta ng bahay, dapat kang magbayad ng isang halaga sa bawat buwan sa may-ari. Makikita mo mag-sign isang lease, na kung saan ay isang kasunduan na nagsasabing babayaran mo ang iyong upa at iba pang mga singil sa bawat buwan.

Homes in the United States can be apartments (a self-contained part of a larger building) or a single house. To you rent a home, you must pay an amount every month to the owner. You will sign a lease, which is an agreement that says you will pay your rent and other bills each month.

Sharing a house or apartment

Sharing a house or apartment

Ibinahagi pabahay nangangahulugan na ikaw magrenta ng bahay o isang apartment kung anong mga Amerikano tumawag kasama sa kuwarto - iba pang mga taong naninirahan sa parehong bahay o apartment sa iyo at sa iyong pamilya. Ito ay madalas na mas mura kaysa pagrenta ng iyong sariling lugar dahil maaari mong nahati ang gastos ng upa at mga utility (koryente, heating etc). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

Shared housing means you rent a house or an apartment with what Americans call roommates – other people living in the same house or apartment with you and your family. It is often cheaper than renting your own place because you can split the cost of the rent and utilities (electricity, heating etc). Usually everyone has their own bedroom and they share a living room, kitchen and bathroom.

Pagmamay-ari ng bahay

Owning a home

Ang pagbili ng bahay sa Estados Unidos ay mahal. Kapag bumili ka ng isang tahanan, normal na kailangan mong magkaroon ng naka-save na pera upang magbayad para sa isang down na pagbabayad (isang porsyento ng kabuuang halaga ng bahay), at pagkatapos ay madalas mong humiram ng pera upang magbayad para sa natitirang bahagi ng bahay. Ang bawat buwan na bayaran mo ang iyong mortgage pagbabayad sa bangko para sa pera hiniram. Kapag bumili ka ng isang tahanan, mayroon ka ring iba pang mga gastos, kabilang ang insurance, buwis at pagkumpuni sa tahanan.

Buying a home in the United States is expensive. When you buy a home, you normally need to have saved money to pay for a down payment (a percentage of the total cost of the house), and then you often borrow money to pay for the rest of the house. Each month you pay your mortgage payment to the bank for the money you borrowed. When you buy a home, you also have other expenses, including insurance, taxes and home repair.

Looking for a place to rent

Looking for a place to rent

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Finding a place to rent is hard. There is always a lot of competition for affordable rentals. There are two types of housing you can try for when you are looking for a place to live on a limited income:

Affordable housing

Affordable housing

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies at counseling agencies sa iyong lugar.

In large cities and some smaller ones, there are non-profit organizations and government agencies that provide housing for low-income people. Unfortunately there is usually a long wait for affordable housing. But if there is affordable housing in your area, it is good to get on the waiting list. A housing counseling agency can tell you what affordable housing is available. You can search to fins both local public housing agencies and counseling agencies in your area.

You can also search for a local organization in your community in FindHello. Piliin ang iyong wika, then choose your city. Then select “pabahay & Food.If there is nothing listed for your community, search on the internet. uri “affordable housing in [pangalan ng iyong lungsod].”

You can also search for a local organization in your community in FindHello. Choose your language, then choose your city. Then select “Housing & Food.” If there is nothing listed for your community, search on the internet. Type “affordable housing in [name of your city].”

Private rentals

Private rentals

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. ang website craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

Cheap private rentals get filled as soon as they are advertised. You will need to find the best listings and check them every day. Some listings pages will notify you when new advertisements are posted. Here is a list of the best apartment rental sites and apps. The website Craigslist is the most used site for rentals. But on Craiglist, you have to be careful of people trying to cheat you. Some of the ads are fraudulent. Never send money or personal information to anyone online. You never need to pay rent until you have an agreement.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

You probably want to rent your own place, especially if you are more than just one person. But often you will have a better chance of finding somewhere if you consider sharing a house or apartment. This is especially true in big cites where rents are very high. Sharing means not just sharing the rent, but sharing all the other costs with other working adults. If you are prepared to share, you may actually end up in a nicer place, with more space or with a yard, because with roommates you can afford something bigger.

Renting at mga karapatan

Renting and rights

Kung ikaw ay arendamyento ng bahay, mayroon kang ilang mga karapatan. Ikaw ay may karapatan upang mabuhay sa isang lugar na malinis, Wala pang bugs, at may init at tubig. Sa Estados Unidos, doon ay isang batas na ang isang kasero ay hindi maaaring makita ang kaibhan laban sa iyo. Ang ibig sabihin nito ang isang kasero ay hindi maaaring walang sinasabi sa iyong rental application dahil sa iyong lahi, etnisidad, o relihiyon. Mayroon ding mga partikular na batas sa iba't ibang mga estado tungkol sa kung ilang mga tao ay maaaring manirahan sa iyong apartment at kung ano ang iyong kasero ay dapat magbigay para sa iyo. Hud.gov is an educational website about housing. You can learn about housing discrimination at tenant rights sa iyong estado.

If you are renting a home, you have several rights. You have the right to live in a place that is clean, has no bugs, and has heat and water. In the United States, there is a law that a landlord cannot discriminate against you. This means a landlord cannot say no to your rental application because of your race, ethnicity, or religion. There are also specific laws in different states about how many people can live in your apartment and what your landlord must provide for you. Hud.gov is an educational website about housing. You can learn about housing discrimination and tenant rights in your state.

Ang pag-sign ng lease

Signing a lease

A lease is a written document that you sign when you rent a place to live. Ang pagpapaupa ay isang kasunduan sa pagitan mo at ng kasero, ang may-ari ng paupahan. Sa lease, ayon kang bayaran ang iyong upa at bill sa oras bawat buwan at ang may-ari ay sumang-ayon na magbigay ng isang ligtas at mabuti sa kalusugan (malinis na walang bugs) rental unit.

A lease is a written document that you sign when you rent a place to live. The lease is an agreement between you and the landlord, the owner of the rental unit. In the lease, you agree to pay your rent and bills on time each month and the landlord agrees to provide a safe and sanitary (clean with no bugs) rental unit.

Before you sign

Before you sign

Bago ka mag-sign ang iyong lease, siguraduhin na tingnan ang rental unit sa may-ari. Kung may mga bagay na nasira, At kung ang daan ay marumi, tanungin ang may-ari upang isulat na pababa sa lease. Sa ganoong paraan magkakaroon ka ng katibayan sa ibang pagkakataon na hindi mo basagin ang anumang bagay o gawin itong marumi.

Before you sign your lease, make sure to look at the rental unit with the landlord. If there are things broken, or if the place is dirty, ask the landlord to write that down on the lease. That way you will have evidence later that you did not break anything or make it dirty.

Paying security deposits

Paying security deposits

Kapag una mong ilipat sa, maaaring kailangan mong magbayad ng isang security deposit. Ang perang ito ay nag-iingat ng panginoong maylupa hanggang ibalik mo sa labas kung sakaling hindi ka na magbayad ng iyong upa o kung gumawa ka ng pinauupahang yunit napaka marumi at mayroon sila upang bayaran upang magkaroon ito nalinis. Kung magbabayad ka ng iyong renta at linisin ang apartment kapag nilipat mo out, pagkatapos ay dapat mong makuha ang iyong deposito ng pera ibabalik sa iyo. Ang ilang mga leases ay nangangailangan ng sa iyo upang linisin ang iyong karpet upang makuha ang iyong deposito likod. Be sure to check if the carpet in your apartment was cleaned when you moved in. Kung hindi ito ay nalinis, magtanong para sa may-ari upang ilagay sa pamamagitan ng sulat na hindi mo na kailangang linisin ang karpet. Kung mo na kailangang linisin ang karpet, maaari kang magrenta ng machine para sa isang mababang presyo sa halip ng pagkakaroon na magbayad ng isang kumpanya ng maraming pera upang linisin ang karpet.

When you first move in, you may have to pay a security deposit. This money is kept by the landlord until you move out in case you do not pay your rent or if you make the rental unit very dirty and they have to pay to have it cleaned. If you pay your rent and clean the apartment when you move out, then you should get your deposit money returned to you. Some leases require you to clean your carpet in order to get your deposit back. Be sure to check if the carpet in your apartment was cleaned when you moved in. If it was not cleaned, ask for the landlord to put in writing that you do not have to clean the carpet. If you do have to clean the carpet, you can rent a machine for a low price instead of having to pay a company a lot of money to clean the carpet.

Length of lease

Length of lease

Leases ay naka-sign para sa isang tiyak na bilang ng mga buwan. Karamihan sa mga pagpapaupa ay para sa anim na buwan o isang taon. Maaari mo ring makapag-sign sa isang buwan-sa-buwan lease. Nangangahulugan ito na maaari mong ilipat ang anumang oras na nais mong. gayunman, gusto mo pa ring magkaroon ng normal na sabihin ang may-ari sa isang buwan nang maaga na ikaw ay ilipat at dapat kang magbayad ng upa sa pamamagitan ng pagtatapos ng iyong kasunduan.

Leases are signed for a certain number of months. Most leases are for six months or for one year. You might also be able to sign a month-to-month lease. This means you can move out any time you want. However, you would still normally have to tell the landlord a month in advance that you will move and you must pay rent through the end of your agreement.

Notice requirements

Notice requirements

Karamihan leases ay mangangailangan ng sa iyo na magbigay ng isang tiyak na bilang ng mga araw’ mapansin bago ka lumipat out. Kung ikaw ay pagpunta sa ilipat sa labas ng iyong rental, siguraduhin na suriin ang iyong lease upang makita kung gaano karaming mga araw nang mas maaga sa oras na kailangan mong sabihin sa iyong kasero ikaw ay gumagalaw.

Most leases will require you to give a certain number of days’ notice before you move out. If you are going to move out of your rental, be sure to check your lease to see how many days ahead of time you need to tell your landlord you will be moving.

Mail at bill

Mail and bills

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

When you find a place to live, you will need to pay your bills on time. You will probably get bills for electricity and other utilities in the mail.

upa

Rent

Rent ay normal dahil sa unang araw ng buwan o sa araw ng buwan na una mong inilipat sa. Subukan upang laging magbayad ng iyong upa sa paggamit ng tseke, sa halip ng cash. Laging humingi ng resibo upang mayroon kang katibayan na iyong binayaran.

Rent is normally due on the first of the month or on the day of the month that you first moved in. Try to always pay your rent using a check, instead of cash. Always ask for a receipt so that you have proof that you paid.

koreo

Mail

Tanungin ang iyong kasero kung saan ang iyong mailbox ay matatagpuan at siguraduhin na suriin ang iyong mail nang regular. You will need to fill out a form at the post office if you move. Kapag ikaw punan ito out, ang iyong mail ay ipapadala sa iyo sa iyong bagong address.

Ask your landlord where your mailbox is located and be sure to check your mail regularly. You will need to fill out a form at the post office if you move. When you fill it out, your mail will be sent to you at your new address.

Mga Utility

Utilities

karaniwan, ikaw ay may sa magbayad para sa iyong mga utility kabilang ang iyong koryente, natural na gas o langis, tubig, TV / internet, telepono, basura, alkantarilya, etc. kung minsan, ang ilan o lahat ng mga utility ay kasama sa iyong renta, ngunit karamihan ng oras kailangan mong bayaran ang mga ito nang hiwalay. Maaari mong i-save ang pera sa iyong mga utility sa pamamagitan ng pagsunod sa iyong heat mababa at may suot na mainit-init na mga damit sa bahay, at sa pamamagitan ng pag-off ng ilaw at unplugging electronic device kapag sila ay hindi na kinakailangan.

Usually, you will have to pay for your utilities including your electricity, natural gas or oil, water, TV/internet, telephone, trash, sewer, etc. Sometimes, some or all utilities are included in your rent, but most of the time you have to pay them separately. You can save money on your utilities by keeping your heat low and wearing warm clothes in the house, and by turning off lights and unplugging electronic devices when they are not needed.

Ang pagbili ng isang bahay

Buying a house

Pagbili ng bahay ay marahil ang pinakamalaking pagbili ikaw ay kailanman gumawa. Mayroong maraming mga legal na isyu para sa iyo, ang bangko, at para sa mga taong nagbebenta ng bahay. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

Buying a house is probably the largest purchase you will ever make. There are lots of legal issues for you, the bank, and for the person selling the home. The US Department of Housing and Urban Development has great information about buying your first home and programs for first-time and low-income home buyers.

You can look to find homebuying programs to help you buy a home in your city or state.

You can look to find homebuying programs to help you buy a home in your city or state.

Smartasset.com has good tools to help you decide to rent or buy a house. Maaari itong makatulong sa iyo na malaman kung maaari mong kayang bumili ng bahay.

Smartasset.com has good tools to help you decide to rent or buy a house. It can help you learn if you can afford to buy a house.

kapitbahay

Neighbors

Ito ay laging mahalaga na magkaroon ng isang magandang relasyon sa iyong mga kapitbahay, saan ka nakatira. Ngunit relasyon na ito ay maaaring naiiba kaysa sa iyong sariling bansa. Halimbawa, sa iyong bansa, maaari mong bisitahin ang iyong kapwa sa anumang oras ng araw. Sa USA, tao ay madalas tumawag bago sila bisitahin ang isang kaibigan o kapitbahay. Dapat mo ring subukan upang maging magalang sa inyong mga kapitbahay. Maraming mga Amerikano sa tingin ng kanilang mga ari-arian bilang pribadong pag-aari. Hindi nila maaaring magustuhan ito kung ituturo sa iyo sa kanilang mga bakuran o parke sa harap ng kanilang bahay.

It is always important to have a good relationship with your neighbors, wherever you live. But this relationship might be different than in your home country. For example, in your country, you might visit your neighbor at any time of day. In the USA, people often call before they visit a friend or neighbor. You should also try to be respectful of your neighbors. Many Americans think of their property as private property. They might not like it if you walk in their yard or park in front of their house.

Dapat mo ring magkaroon ng kamalayan ng kung magkano ang ingay ikaw ay paggawa. Subukan na maging tahimik na pagitan 8 p.m. at 8 umaga, the usual time of rest in the USA.

You should also be aware of how much noise you are making. Try to be quiet between 8 p.m. and 8 a.m., the usual time of rest in the USA.

Kung bumuo ka ng isang mahusay na relasyon sa iyong mga kapitbahay, ito ay maaaring maging mabuti para sa iyong pamilya. Kapag ang mga bagong kapitbahay lumipat sa, maaari mong ipakilala ang iyong sarili at dalhin ang mga ito ng isang pagkain o plato ng treats.

If you develop a good relationship with your neighbors, this can be good for your family. When new neighbors move in, you can introduce yourself and bring them a meal or plate of treats.

Kung ikaw ay nakakaranas ng problema sa isa sa iyong mga kapitbahay, subukan na makipag-usap sa kanila at ipaliwanag ang mga sitwasyon. Halimbawa, kung ang isang tao ay pagiging malakas sa gabi, hilingin sa kanila ng mabuti kung maaari silang maging mas tahimik dahil ang iyong mga bata ay natutulog. Kung kailangan mo ng karagdagang tulong maaari mong sabihin sa iyong kasero tungkol sa mga problema at hilingin sa kanila na makipag-usap sa iyong kapwa.

If you are having a problem with one of your neighbors, try to talk to them and explain the situation. For example, if someone is being loud at night, ask them nicely if they can be quieter because your children are sleeping. If you need more help you can tell your landlord about the problem and ask them to talk to your neighbor.

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