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When you first arrive in the United States, you may not know what to do with your money or who to trust. Some newcomers are afraid to use banks. You may feel nervous about giving your money to a stranger at a bank. You may have never used a bank before and wonder about how to open a bank account. This page has bank information to help you understand the US system.

American families with low income can get help from the government with their expenses. This help is called welfare, or public benefits. Refugees coming to the USA also qualify for public benefits when they first arrive.

It is easy to send money to people in other countries. There are several safe and quick ways to send money internationally. Learn how to send money to other countries quickly and safely.

Taxes are amounts of money people contribute to the costs of running a country or community. For example, taxes pay for schools, hospitals, and roads. When citizens and green card holders pay taxes, they are paying their share of programs that benefit them.

A budget is an estimate of how much money you have every month and how much money you need to pay for rent, utilities, food, transportation, clothing, etc. It will help you figure out what you can spend without running out of money. Having a budget also makes it easier to save money.