Paying for college or university
Ka taea e kia tino utu College. Ko reira ohie mō ngā ākonga i roto i te USA kitea ratou ki nui o nama i te utu o te kāreti. He maha ngā kōwhiringa mō te aufauraa i hoki kāreti, Heoi. Ako e pā ana ki loans kāwanatanga, taurewa tūmataiti, karaati me karahipi.
College can be very expensive. It is easy for students in the USA find themselves with large amounts of debt from the cost of college. There are several options for paying for college, however. Learn about government loans, private loans, grants and scholarships.
utu mō te kāreti ētahi ākonga ki loans i te kāwanatanga. He tokomaha hoki ngā ākonga, Ko te wahi tuatahi titiro ratou ina aufauraa mō kāreti tenei. A, no te tono koe mō loans i te kāwanatanga, whai koe ki te utu i te moni ki te moni. Tenei te tikanga hoki koe i te reira ki te moni anō tāpiri. E rave rahi paetahi noho tau te aufauraa i hoki ratou taurewa ākonga.
Some students pay for college with loans from the government. For many students, this is the first place they look when paying for college. When you apply for loans from the government, you have to repay the money with interest. This means you return it with extra money added. Many graduates spend years paying back their student loans.
Hei tono mo te taurewa i te kāwanatanga, whai koe ki te whakaoti i te Taupānga Free mō te Federal Ākonga Aid (FAFSA). Te whakaoti i te FAFSA he tino uaua, me te huanane. kia kitea e koe i te kaiwhakatakoto whakaaro kura ki te āwhina ia koe.
To apply for a loan from the government, you have to complete the Free Application for Federal Student Aid (FAFSA). Completing the FAFSA is very complicated and confusing. You may find a school counselor to help you.
Karahipi me karaati
Scholarships and grants
Karaati me karahipi He tokoni pūtea e kore e whai ki te utu. Ka taea e te mau utuafare iti-moni riro takuhe karahipi ranei ki te āwhina i te utu ia ratou mo te kāreti. Ka taea e Karaati mai i te kāwanatanga kāwanatanga ranei kāwanatanga hānga ana. USAHello kua he rārangi o karahipi mō rerenga me manene. Ka taea e koe te tono mō tetahi karahipi i tō kolisí me i whakahaere rohe.
Grants and scholarships are financial help that does not have to be repaid. Low-income families can receive grants or scholarships to help them pay for college. Grants can come from the federal government or state government. USAHello has a list of scholarships for refugees and immigrants. You can apply for any scholarships from your college and from local organization.
loans tūmataiti He loans i whakahaere (pērā i ngā tahataha) ranei i takitahi - hei tauira, he hoa mema o to outou utuafare e aore. taurewa tūmataiti ētahi wā i ngä päpätanga huamoni nui rawa. I mua i te whakatau koe ki te tarewa moni mō utu kāreti utu ora ranei, kia kōrero koe ki te kaiwhakatakoto whakaaro kura tangata ranei ko wai e taea te āwhina ia koutou, ka kia matau koutou i te taurewa. taea hoki e koe pānui i atu e pā ana ki ngā kāri nama me loans.
Private loans are loans from organizations (such as banks) or from individuals – for example a friend or member of your family. Private loans sometimes have very high interest rates. Before you decide to borrow money for college fees or living expenses, you should talk to a school counselor or someone who can help you and make sure you understand the loans. You can also read more about credit cards and loans.
utu ētahi ākonga mō te kāreti mā te haere ki te kura wahi-wā, me te mahi wahi-wā. I te tahi taime, ka hoatu kura ngā ākonga takuhe e tukua ki a ratou mahi ki te whare wānanga, me te kia utua i Ako Mahi Federal moni. Ka taea e ranei e koe te titiro mo te wānanga mahi atu wahi-wa e he hāora ngāwari kia e taea e koe te haere kolisí.
Some students pay for college by going to school part-time and working part-time. Sometimes, schools will give students grants that allow them to work on campus and get paid from Federal Work Study funds. Or you can look for a part-time job off campus that has flexible hours so that you can attend college.
E nehenehe te reira tino uaua ki te haere ki te kāreti ia e mahi koe, rawa, ki te whai koe i te whānau. Me tino tono koe mō ngā karahipi me roto i FAFSA rite te pai.
It can be very hard to go to college while you are working, especially if you have a family. Make sure you apply for scholarships and through FAFSA as well.